Home Loan - Apply Home Loan Online

What is a Home Loan?

A home loan is a secured loan that is availed by an individual to purchase a house or Home. The property can be an under constructions or ready property from a developers, resale property, an existing house on which improvement and extensions need to be made. You could also transfer your existing home loan availed from another financial institution to WaytoBank. A home loan is reimbursed through EMIs which consists of a portion of the principal borrowed and the interest accrued on the same. Fulfill your dream of owning a home with the WaytoBank offers home loans starting at 5Lakh to 10Crore. Purchasing a house is now easier than ever. With WaytoBank Bank home loan, we give you the best home loan interest rates on housing finance and a wide selection of property, so you can live your best life. Apply for home loan online and avail of our low EMI option and quick processing facility.

Features of Home Loan:

Get a Home Loan from WaytoBank 5Lakh to 10Crore to Buy Your Dream Home at Very Low Interest Rate Starting at 6.90% and you can repay it Over a Flexible tenor 1 to 15 years, And Also We Offering other Loan for Business Loan , Doctor Loan, Apply Personal Loan Online.

Attractive Interest Rates:

WaytoBank Home Loan Offering attractive interest rates with Low EMIs

No Hidden Charges:

We have confidence in utmost transparency of operations hence there are no hidden charges applied on loan disbursals.

Speedy Processing:

With our quick property loan approvals, you will not face any unnecessary delays in getting your house loans.

Easy & Hassle free documentation:

With minimal documentation, applying for WaytoBank home loan is quick and fast Processing. Our home loan specialists are available to help you in your loan application process and offer you assistance every step of the way.

Long / Short Tenure:

We offer you with flexibility of choosing a tenure that suits your necessities.

Flexible Repayment:

Our adaptable repayment options make it easy for you to focus on all the important priorities of your life.

Home Loan Benefits:

Digital Process:

WaytoBank online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. We Offering other loans for Personal Loan, Apply Business Loan Online, Doctor Loan etc.

Customized Repayment Options:

We offer tailor-made housing loan to suit your requirements

Need Assistance:

You Can Call Us: +91-87 22 88 66 33 This Number for housing loan related queries.

Who can apply Loan?

Want to apply for home loan online? Check home loan eligibility mentioned below:

For Self-Employed Individuals:

• Indians Resident only
• Age between 23 to 70 years
• Min 4 years of business continuity
• Must earn min ₹1.5 lak per annum
• Tenure duration is 1 to 7 years
• A good credit score of at least 750 or more then

For Salaried Individuals::

• Resident and Non-Resident Indians
• Age between 21 to 60 years
• Min 3 years of experience
• Must earn ₹1 lak per annum
• Tenure duration is 1 to 7 years
• A good credit score of at least 750 or more then

Documents required applying for a Home Loan:

Documents required for all Home Loan Applicants:

This following document for a Home Loan application. An applicant needs to produce only one or two from each of the following categories.

Age Proof:

Driving License , Valid Passport, Life Insurance Policy, PAN Card , Birth Certificate, School Leaving Certificate

Photo Identity Proof:

Valid Passport , Voter ID Card, Driving License, PAN Card, Aadhar Card

Address Proof:

Bank Statements , Utility Bills, Property Tax Receipt , Property Registration Documents, Voter ID Card

Business Proof:

Registration Certificate for Commencement of Business, your Business Profile on letter head copy of the last two years of Income Tax Returns

Income Proof:

Last 6 months operative current account statement, copy of the last three years P/L Projection Statement, Bank Statements for the last 6 months of CC, OD facilities [if taken]

Existing Loan Details:

To be provided via Complete bank statements

Processing Fee Cheque:

To be issued from your business accounts

How to Apply for a Home Loan?:

You can reach us in various ways to apply for a Home Loan:

Online:

You can easily apply for a housing loan online by just filling the Form your basic details.

Through the phone:

Applying for a Home Loan with WaytoBank just a phone Call Just contact us at +91-87 22 88 66 33 and we will guide you through the process

Through a Virtual assistant:

You can apply for Home Loan with the help of a loan processing virtual assistant.